Our Privacy Policy

Changes to this Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with the "Last Updated" date. You should check this page from time to time to ensure that you are happy with revised terms.

We may collect the following information:

• Name and job title
• Contact information including email address
• Demographic information such as postcode, preferences and interests
• Other information relevant to customer surveys and/or offers

What we do with the information we gather

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

• Internal record keeping.
• We may use the information to improve our products and services.
• We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
• From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.
• We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in suitable measures.

Controlling your personal information

You may choose to restrict the collection or use of your personal information in the following ways:

• Whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
• If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at support@bharatearns.com

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.

Platform description

Lending Services Facilitator Platform & Other Financial Services

ActivPaisa (Vaultify Marketing & Consulting Private Limited) only providing a platform to facilitate money lending by registered Non-Banking Financial Companies (NBFCs) or banks to users. We have partnered with reputable lending institutions to offer you access to a range of loan options. This declaration focuses on our role as a facilitator of loan services and the collaboration with our lending partners.

1. Third-Party Loan Services:

We act as an intermediary platform that connects you with lending partners to facilitate loan services. When you choose to explore or apply for a loan through our platform, you may be directed to the websites or loan application forms of our trusted lending partners. Please note that while we strive to ensure a seamless experience, your interactions with our lending partners are subject to their respective terms of use and privacy policies.

2. Information Sharing with Lending Partners:

To enable a smooth and efficient loan application process, we may share certain personal and financial information with our lending partners. This information may include your name, contact details, employment information, financial history, and other relevant data necessary for loan evaluation and processing. Rest assured, we share only the minimum information required to facilitate your loan application.

3. Lending partner privacy policies:

We encourage you to review the privacy policies of our lending partners before proceeding with your loan application. Each lending partner has its own privacy practices and policies, which may differ from those outlined in our Privacy Policy. It is your responsibility to understand how your personal information will be handled by these lending partners.

4. Data security and confidentiality:

Safeguarding your personal information is a top priority for us. We employ robust security measures to protect your data from unauthorized access, disclosure, alteration, or destruction. However, no data transmission method can guarantee absolute security. While we are dedicated to maintaining the integrity of your information, we cannot be held responsible for breaches that occur beyond our control.

5. your choices and control:

You retain the right to manage your personal information. If you have concerns about the data shared with our lending partners or wish to inquire about your loan application, you should directly contact us.

6. changes to this declaration:

We may update this declaration to reflect changes in our loan services or partnerships. It is your responsibility to periodically review this declaration for updates. Continued use of our platform after changes have been made implies your acceptance of the revised terms.

By utilizing our platform and engaging with our third-party loan services, you acknowledge and agree to the terms outlined in this declaration regarding 'Vaultify Marketing & Consulting Private Limited' role as a facilitator of loan services in collaboration with lending partners. Your trust is important to us, and we are committed to upholding the privacy and security of your personal information.